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The American Dream
November 21, 2013
The more Americans learn about Obamacare, the less they like it. They were promised that under Obamacare they would be able to keep their current health insurance plans, that health insurance premiums would be lower, and that millions more Americans would be able to get coverage. But none of those promises are turning out to be true. Right now, millions of Americans are receiving cancellation notices from their health insurance companies – including many Americans that are in a life or death battle with cancer. By the end of next year, it is being projected that up to 100 million more Americans could have their health insurance policies canceled. Meanwhile, large numbers of Americans are discovering that their “new plans” are going to cost them two, three, four or even five times as much as their old plans cost them. You are about to see some shocking examples of this. And now that the reality of Obamacare is really starting to sink in for the American people, the popularity of the law is starting to drop like a rock. According to a brand new CBS News poll that was just released, only 31 percent of all Americans still approve of Obamacare while an astounding 61 percent of all Americans now disapprove of it. Perhaps if we get that number to 70 or 80 percent, the politicians in Washington D.C. will cave in and we can get this law repealed. So please share this article with as many people as you possibly can. The following are 10 Obamacare horror stories that are almost too crazy to believe…
Edie Littlefield Sundby: “My grievance is not political; all my energies are directed to enjoying life and staying alive, and I have no time for politics. For almost seven years I have fought and survived stage-4 gallbladder cancer, with a five-year survival rate of less than 2% after diagnosis. I am a determined fighter and extremely lucky. But this luck may have just run out: My affordable, lifesaving medical insurance policy has been canceled effective Dec. 31.
My choice is to get coverage through the government health exchange and lose access to my cancer doctors, or pay much more for insurance outside the exchange (the quotes average 40% to 50% more) for the privilege of starting over with an unfamiliar insurance company and impaired benefits.”
Patricia in North Carolina:”I am a 62 year old woman who has an individual policy with BCBS of North Carolina. My premiums are $249.50 per month. I bought the policy when I retired and moved to NC to be closer to my aging parents. The policy is a high deductible one with a $2700 deductible, $5000 out of pocket maximum. BCBS has told me my plan is no longer offered due to Obamacare and that my new plan will cost $600.55 per month and has a required an out of pocket maximum of $6350.”
Jacqueline Proctor: Take, for example, Jacqueline Proctor of San Francisco. She and her husband are in their early 60s. They have been paying $7,200 a year for a bare-bones Kaiser Permanente health plan with a $5,000 per person annual deductible. “Kaiser told us the plan does not comply with Obamacare and the substitute will cost more than twice as much,” about $15,000 per year, she says.
This new plan, Kaiser’s cheapest offering for 2014, would consume about 25 percent of their after-tax income. The new plan still has a $5,000 deductible but provides coverage for things her current policy does not, such as maternity care, healthy child visits and coverage for dependents up to age 26. Proctor has no use for such coverage, since her son is 30.
Gloria Cantor: Gloria Cantor of Florida has cancer — five brain tumors and tumors in her bones — but she won’t have the health insurance she has relied on for her treatment for much longer.
Mrs. Cantor and her husband, Jay, told WFTV in Orlando that their insurance is being dropped in order to comply with Obamacare regulations.
“The Cantors received [a] letter in the mail [that] explains Gloria’s health insurance will end next summer due to the Affordable Care Act,” reporter Lori Brown says. “But after promises by President Obama … the Cantors now feel betrayed. After the insurance company drops them, it will offer them a different plan that it admits will be more expensive. The Cantors are especially worried because their doctors cannot assure them that [the MD Anderson Cancer Center] will still accept the new plan.”
A Zero Hedge Reader: My company, based in California, employs 600. We used to insure about 250 of our employees. The rest opted out. The company paid 50% of their premiums for about $750,000/yr.
Under obamacare, none can opt out without penalty, and the rates are double or triple, depending upon the plan. Our 750k for 250 employees is going to $2 million per year for 600 employees.
By mandate, we have to pay 91.5% of the premium or more up from the 50% we used to pay.
Our employees share of the premium goes from $7/week for the cheapest plan to $30/week. 95% of my employees were on that plan. Remember, we used to pay 50% now we pay 91.5% and the premiums still go up that much!!
The cheapest plan now has a deductible of $6350! Before it was $150. Employees making $9 to $10/hr, have to pay $30/wk and have a $6350 deductible!!! What!!!!
They can’t afford that to be sure. Obamacare will kill their propensity to seek medical care. More money for less care? How does that help them?
Ashley Dionne: I graduated from The University of Michigan in 2009. In my state, this used to mean something, but even with a bachelor’s I was told I was too educated and wouldn’t stay. I watched as kids with GEDs and high school diploma’s took the low-paying jobs for which I applied.
I went back to school and got a second degree and finally found work at a gym. I work nights and only get 32 hours a week for eight dollars an hour. I’m unable to find a second job at this time.
I have asthma, ulcers, and mild cerebral palsy. Obamacare takes my monthly rate from $75 a month for full coverage on my “Young Adult Plan,” to $319 a month. After $6,000 in deductibles, of course.
Liberals claimed this law would help the poor. I am the poor, the working poor, and I can’t afford to support myself, let alone older generations and people not willing to work at all. This law has raped my future.
It will keep me and kids my age from having a future at all.
This is the real face of Obamacare and it isn’t pretty.
George Schwab: George Schwab, 62, of North Carolina, said he was “perfectly happy” with his plan from Blue Cross Blue Shield, which also insured his wife for a $228 monthly premium. But this past September, he was surprised to receive a letter saying his policy was no longer available. The “comparable” plan the insurance company offered him carried a $1,208 monthly premium and a $5,500 deductible.
A Middle Class Texas Family: Obamacare is named the “Affordable Care Act,” after all, and the President promised the rates would be “as low as a phone bill.” But I just received a confirmed letter from a friend in Texas showing a 539% rate increase on an existing policy that’s been in good standing for years.
As the letter reveals (see below), the cost for this couple’s policy under Humana is increasing from $212.10 per month to $1,356.60 per month. This is for a couple in good health whose combined income is less than $70K — a middle-class family, in other words.
Michael Cerpok: “I’ve worked hard because I’ve had to, and I’ve had to, because cancer runs in my family,” says Cerpok, who picked his current health insurance based on that family history. His monthly premium is just about half of his monthly take-home pay.
Back in 2006, he found out he had an incurable form of leukemia that requires ongoing treatment until he dies.
In 2012, his treatment bill was more than $350,000. But because of his insurance, his out-of-pocket was only $4,500.
That’s about to change because Michael just got a letter from his insurance carrier saying as of January 1, he would be dropped from coverage because of new regulations under Obamacare.
Bill Elliot: Fox News host Megyn Kelly shared a heart rendering story Thursday night of a South Carolina man with cancer who is being forced to make what he sees as a life or death decision after his health insurance plan was cancelled because of Obamacare.
Bill Elliot, who voted for President Obama, contacted “The Kelly File” via Facebook and said he can no longer afford to pay his medical bills and does not want to take on the new costs because he does not want to put a “burden” on his family, according to Fox News.
Saying he feels “misled,” Elliott told Kelly his new insurance will cost him $1,500 per month with a $13,000 deductible, adding that he will opt to pay the minimal fine for not having health insurance and “will just let nature take its course.”
